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Debt payoff planner

Create a personalized debt payoff plan and compare different strategies.

Currency Settings

Your Debts

List all your debts with their details

Payment Strategy

Payoff timeline

Summary

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Multiple strategies

Compare snowball and avalanche methods to find your optimal path

Detailed analytics

Track interest savings and see your projected debt-free date

Payment planning

Create and adjust your monthly payment schedule

Debt snowball method

Pay off debts from smallest to largest balance, regardless of interest rate. This method provides quick wins and psychological motivation.

Debt avalanche method

Target debts with the highest interest rates first. This mathematically optimal approach minimizes interest payments and total payoff time.

Calculator features

Compare different debt payoff strategies
Visualize your path to becoming debt-free
Calculate total interest savings
Create a month-by-month payment schedule
Track multiple debts in one place