DashboardMoneyOwl
Financial independence calculator

Calculate your path to financial freedom and early retirement.

€60,000
€100,000
€2,000
7%
4%
FI Progress
6.7%
Early stages
Required Amount
€1,500,000
Years to FI
21 years
Monthly Income at FI
€5,000

Path to financial freedom

Calculate how much you need to save to achieve financial independence. Plan your journey to early retirement or work-optional lifestyle.

Safe withdrawal rates

Understand sustainable withdrawal rates and how they affect your required savings. Based on historical market data and modern retirement research.

Calculator features

Customizable withdrawal rates
Progress tracking visualization
Years to independence calculation
Multiple investment return scenarios
Monthly savings recommendations